Do you ever stop to wonder why so much attention and fanfare is dedicated to what kind of return you are getting on your portfolio? The talking heads, advertisements and news channels love to talk about how you can get the biggest return on your investment portfolio, yet completely neglect where you might be losing money.

Mainstream financial advice tells you to invest 10% of your income for retirement. About 90% of their focus is on the 10% you are investing. What if I told you that it’s the other 90% that you aren’t investing that can make the biggest difference in your financial future?

Consider this: If you earn $100,000 per year and invest $10,000 at 10% (a pretty decent market return), you gain $1,000. But what about the other $90,000? What if you could permanently capture just 5% of that amount before it left your hands forever? You would gain $4,500—nearly 5 times what your investment earned!

I don’t know about you, but I’d rather keep $4,500 than gain $1,000 any day.

But how? Well, for the last 16 years I’ve been doing exactly that through the power of the Infinite Banking Concept. I’ve learned how to permanently capture some of my capital before it leaves my hands for big expenses.

We all have big outflows of cashflow every year that are consistent and predictable:

– Taxes (especially if you’re self-employed and have to set aside that money to pay the bill later)

– Mortgage taxes and insurance every 6 months

– Charitable giving and tithe

– School tuition, sports fees, membership dues

– Annual family vacation

– Other big expenditures you can plan on

What if you were able to capture just a fraction of that amount inside a dividend-paying whole life insurance policy that will compound uninterrupted through dividends and guaranteed growth, build cash value that is accessible tax-free, and be guaranteed never to decrease.

One of my podcast episodes explains how I and others accomplish this exact strategy to permanently capture a fraction of the wealth that is slipping through our fingers every day. Check it out:

YouTube Episode 169: Build More Wealth by Not Losing Money vs Earning Bigger Returns

Apple Podcast

Spotify

Control your capital, or somebody else will

Cheers,

David